Whole Life vs Term Life ?

Whole Life vs Term Life ?

Right now I have term life insurance, but I am trying to determine whether I should switch to whole life. I just noticed after 3 years that my premiums at 58 will go up almost $250, that's crazy. Then I realized if when I do turn 58 if I don't want to continue with that policy due to high premiums, I will not get any of my money back. I don't like that. I don't believe I need a high insurance policy, and I understand whole life cost more, but I am wondering if I should take that risk.

 

BEST ANSWER: Try this site where you can compare quotes:insuretips.xyz

 

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Whole Life vs Term Life ?

Right now I have term life insurance, but I am trying to determine whether I should switch to whole life. I just noticed after 3 years that my premiums at 58 will go up almost $250, that's crazy. Then I realized if when I do turn 58 if I don't want to continue with that policy due to high premiums, I will not get any of my money back. I don't like that. I don't believe I need a high insurance policy, and I understand whole life cost more, but I am wondering if I should take that risk.

 

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Whole Life vs Term Life ?

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Whole Life vs Term Life ?

Right now I have term life insurance, but I am trying to determine whether I should switch to whole life. I just noticed after 3 years that my premiums at 58 will go up almost $250, that's crazy. Then I realized if when I do turn 58 if I don't want to continue with that policy due to high premiums, I will not get any of my money back. I don't like that. I don't believe I need a high insurance policy, and I understand whole life cost more, but I am wondering if I should take that risk.

 

How would my insurance company know this if I don't tell them?

I am getting ready to buy a home (Already selected, move in will be next week) and I own a German Shepard. I am currently shopping for homeowners insurance, and I know that many companies will not insure you if you have an aggressive breed of dog, and the ones that do will give you higher rates because of it. So I was wondering, what reason do I have to tell them that I have an aggressive breed? When they come to inspect the home, my friend down the street can watch my dog for a few hours. If I were to just leave out the fact that I have an aggressive breed so my rates will stay low, how would the insurance company ever be the wiser? PS: This IS a repost. Last time I asked everyone said Well it's misrepresentation and if you have ever have to make a claim, then they can deny you because you lied about the dog. Yes I understand what the consequences would be, that wasn't the question. My question is HOW could they ever find out in the first place? If I have to make a claim for say, a fire, then I could have someone take my dog for a few hours again and make the claim without having any reason to mention the dog? So how would they ever know?

 

 

Online resources, I need car insurance, but have a terrible driving record right now. Any suggestions?

How can I get coverage at a decent rate when I have a crappy driving record?? Ive called about 4 different companies, the lowest rate i found was $209 a month for 6 months. I have 7 points on my record currently!! I cannot get insurance through my parents and i am not married so basically I'm screwed...or I should look into paying a driver to cart my butt around.

 

 

In NY, If one does not have health insurance and is in an accident, can he get coverage?

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I am nearly 16 and looking at cars. I was wondering what a ballpark cost would be for me to get a 2000 to 2002 mustang GT. I know the V8 will make it more. I will be 16, a boy, I have a 3.5 GPA.

 

 

Car insurance, accident & medical bills?

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Car Insurance Claim Help?

Car Insurance Claim Help? On the 4/7/2011 I was at a set of traffic lights that was (RED) of my way to the shops. As the lights went green I begin to move off slowly as I did another car came from the left of me and tried to turn right as he speed up he crashed into the drivers side of the car. He clearly jumped a red light (Clearly Seen on CCTV). I was in total shock at the time! After he crashed into my car he went to drive off by reversing, I jumped out of my car to stood in his was so he could not drive off the witness behind me called the police while I was stopping his from driving off he started to drive forwards trying to me me out the way. After the driver spoke to the police on the phone, he then gave me his Name, Phone number and Insurance information. The next day I called my insurance company they was vary helpful and I believe the clam would be settled in my favor as I had CCTV of the crash as I had a camera inside of my car and a witness that was behind my car at the time of the crash. After nearly 4Months I have now revived a letter stating that the claim has been closed on a Without Prejudice Basis. When I contacted Aviva to see what the 3rd party has not accepted full liability they said it was dealt with like this as the 3rd party who crashed into me was not responding to and calls or letters that have send him. Aviva did not asked to see the CCTV of the crash and did not take into account the witness statement. WHAT CAN I DOOO??

 

 

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Teen insurance law in Texas?

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Can I get a job at a car insurance place at 16?

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Whole Life vs Term Life ?

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